In America, if you have a disability, you can be eligible for payments via Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) programs. However, most of disabled people in the USA depend on SSDI to assist them augment their income following a tragic accident.
If a person has contributed to the Social Security System for ten years or more, they are eligible for this government entitlement program, which provides additional income following a disability. According to estimates from the Social Security Administration (SSA), young workers today have around a one in three probability of getting disability or passing away before they reach retirement age.
Workers with disabilities who are unable to work can apply for disability payments administered by the SSA in order to reduce the financial burden of their disability. Approximately 13 million handicapped workers and their family were receiving disability payments in the United States as of December 2023. That represents around 5.4% of all adults in the age range of 18 to 64.
SSDI Application Time
When a physical condition prevents you from working and you have to apply for Social Security Disability Insurance (SSDI), waiting for the Social Security Administration (SSA) to decide if you qualify for benefits can be frustrating. While some applicants gain approval in as little as 30 days, others may have to wait up to a year to hear back. In order to be eligible for Social Security Disability Insurance (SSDI), applicants must also have held a Social Security-covered employment for a sufficient amount of time and lately.
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On the other hand, individuals with low incomes and resources are eligible to apply for Supplemental Security Income (SSI), the SSA’s second disability benefit program. Candidates may choose to apply to one or both of the programs, and both programs follow the identical application and approval procedures. You must check SSDI Application Time 2024 via this page.
How long may it take for your SSDI application to be approved?
You may reduce your worry and prepare yourself by knowing how long it will take to complete each step of an SSDI application. This is the estimated time needed:
- Initial application. The Social Security Administration (SSA) typically takes three to four months to make a decision about an application for SSDI payments; however, this time frame may be extended to eight months.
- Reconsideration. If the SSA reject your application for benefits, you will have to submit a request to have their decision reviewed. They might not get back to you with a decision about your initial appeal for three or four months.
- Appeal. If you are not granted reconsideration, you will have to submit an appeal and have your case heard by an administrative law judge (ALJ). The time between scheduling your hearing and the ALJ’s ruling regarding your claim might range from 6 months to two years.
How to Make a Decision Quickly
You may take action to hasten the Social Security Administration’s decision-making process. Here are some suggestions about what you should do:
- Include a list of all the doctors you have seen along with a complete application. You should provide them your contact details and the dates that they evaluated you.
- Kindly provide all of your health records. By doing this, you can prevent the SSA from contacting your doctors to get this information, which could cause a considerable delay in their first judgment.
- Obtain letters regarding your impairment from all of your treating doctors.
- Make sure the SSA is considering your application and does not require any further information by checking the status of your application. You may verify this by phoning and chatting with an SSA person, or by visiting the SSA website.
What percentage of applicants for disability benefits are granted approval?
Unfortunately, it’s not always simple to get SSDI benefits many valid cases are first turned down. This means that in order to receive the money they require following an injury, disabled applicants must first endure a drawn-out appeals procedure. Without the aid of an expert SSDI lawyer, this is a long and heavily regulated procedure.
The kind of your injuries, where you reside, and the extent of your ailment will all have a significant impact on how long this procedure takes, even if you have legal representation. In 2023, around one out of every three disability claims that were filed were granted.
Applicant failure to fulfill Social Security Administration non-medical, or “technical,” standards resulted in a high percentage of rejections. The approval rate was around 53% for those who did achieve these basic standards. There are other steps in the SSDI approval process 2024 beyond the first application. Some candidates begin a lengthy, often year-long series of appeals following their first refusal.
Why Does the SSDI Approval Process Take So Long?
Due to the extensive review that many judges and councils must do on your medical data and evidence, the SSDI claims procedure may be somewhat drawn out. These people will be in charge of deciding whether your injury meets the criteria for a debilitating condition.
They must ascertain the entire degree to which your injuries will impact your life going forward as well as the present in order to achieve this. Is it going to stop you from working altogether, or only from working in a certain job? What financial impact will your injuries have on you going forward, and will it hinder you from making the same amount of money as before?
Niamh Prescott has a degree in Mass Communication and an MBA in Finance. She has worked for two media houses and is now running her own media company.
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